GlobalVersion 1.0 released in December 2004. Version 4.0 released in March 2022.

Payment Card Industry Data Security Standard

An information security standard for organizations that handle branded credit cards from the major card schemes. The PCI Standard is mandated by the card brands but administered by the Payment Card Industry Security Standards Council.

Last Indexed via EchelonGraph Automations: March 4, 2026

Global Scope & Applicability

Any entity that stores, processes, and/or transmits cardholder data.

Core Principles & Obligations

  • 1

    Build and Maintain a Secure Network

  • 2

    Protect Cardholder Data

  • 3

    Maintain a Vulnerability Management Program

  • 4

    Implement Strong Access Control Measures

  • 5

    Regularly Monitor and Test Networks

  • 6

    Maintain an Information Security Policy

Technical Implementation Examples

  • Automated detection of unencrypted AWS S3 buckets violating Payment Card Industry Data Security Standard policies.

  • Real-time interception of unauthorized IAM role escalation attempts.

  • Continuous audit logging and Zero-Knowledge Proof attestation of compliant clusters.

Non-Compliance Penalties

Financial Fines

Fines levied by acquiring banks ranging from $5,000 to $100,000 per month of non-compliance.

Legal Liability

Revocation of the ability to process credit card transactions completely.

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